With many recent changes in health insurance plan design and compliance requirements under the ACA, HRAs continue to be a valuable plan design tool for employers. We have seen a growth in HRAs in 2014 for groups of all sizes, including options designed to reimburse deductible expenses, coinsurance expenses, retiree expenses, and out-of-pocket medical, dental, or vision expenses. A priority this year has been to examine all new and existing plans to ensure that HRAs meet the qualifications for integrated (linked) plans under IRS guidance issued during 2013. If you have any questions about how new rules affect your current or proposed plan, feel free to contact us.
On October 14, we will host a webinar with an update on HRA plan design options, compliance requirements, and creative plan design solutions. The webinar will be hosted by Chris Macali (Benefits Attorney) and Jamie Rorrer (Benefits Consultant).
You can register for this FREE webinar anytime.