ProBenefits Compliance Services
At ProBenefits, one of our distinctives is expertise on a wide range of compliance issues affecting health and welfare plans. Based on our experience of assisting employers for several years with Form 5500s, ERISA, and other compliance issues, we have recently expanded our services to meet current demands of employers and plan advisors. Our services are designed to meet employer needs regarding reporting, research, testing, and other responsibilities. Consistent with the ProBenefits model, we seek to be cost effective and efficient in our client support, delivery, and accessibility.
ProBenefits Compliance Services are coordinated by in-house benefits attorney Jason Cogdill. In addition to Jason, ProBenefits personnel assisting clients have substantial compliance experience, including ERISA, COBRA, PPACA, IRS regulations, HIPAA, and other federal law.
What distinguishes our Compliance Services? Four key advantages: (1) coordinated by qualified benefits attorney; (2) accessibility, including a Benefits HelpLine service for compliance questions and support (direct phone or email access); (3) available to employers of any size and regardless of whether employer has other business with ProBenefits; and (4) employers are charged only for what they need and use and are not charged annual fees for services not needed.
Services Available
Form 5500 Preparation Services
Assistance with complying with ERISA annual reporting
-Annual Filing of Form 5500 for Health & Welfare Plans
-ERISA Analysis (eligibility, filing analysis, plan analysis)
-Assistance available for Delinquent Filer Voluntary Compliance Program (DFVCP)
Benefits HelpLine for Employers
Access to Benefits Attorney and Compliance Staff
Support for Health & Welfare Plan Assistance
- Includes direct phone and email access for benefits questions and research topics
- Includes Technical Update alerts for important benefit plan news
- Includes access to educational webinars and compliance training on key topics
Additional Services & Options
Non-Discrimination Testing for Fully Insured Plans (IRS Sect. 105(h))
Note: The new 105(h) rule for fully insured plans, included in PPACA, has been delayed pending further guidance – likely until 1/1/2013)
Non-Discrimination Testing for Self Insured Plans (IRS Sect. 105(h))
Non-Discrimination Testing for Flexible Benefit Plans (IRS Sect. 125)
ERISA Wrap SPDs*
- Available through Jason Cogdill, Attorney-at-Law*
- One-time fee based on number of plans; future amendments included
Plan Documents for Section 125 or Section 105 Plans* $250/$500
- Available through Jason Cogdill, Attorney-at-Law*
- One-time fee; future amendments included
Preparation of Group Health Plan Notices (Health Care Reform)
Preparation of Group Health Plan Notices (Other)
SPD Distribution Service
Cafeteria Plan Compliance Review
HRA/MERP Plan (Section 105) Compliance Review
*Because as a business entity ProBenefits cannot practice law, legal document preparation andther legal services are offered through Jason Cogdill’s independent practice. Contact Jason for more details about available services.